Global calculator · Energy bills & appliances

Time-of-Use Electricity Plan Comparison

Time-of-use plans are difficult to compare because a cheaper off-peak rate can be offset by expensive peak consumption. Enter the kWh used in each period and the rates from the two plans. GharGanit compares energy charges on the same usage, shows the break-even off-peak share and keeps standing or supply charges outside the result unless you enter them explicitly.

No account Formula visible Your rate and units
Use your evidence

What to have beside you

Use the current bill or tariff sheet, exact product label, location-specific solar estimate, or measured project dimensions. Example physical values teach the tool; zero money rates prevent an unsourced price from becoming a default claim.

USUSAGBUKAUAustraliaCACanadaEUEUNZNew ZealandSGSingapore
01

Enter your details

Your values

Every input includes a simple explanation.

Simple wordsFormula shownPrivate inputs
Simple viewUsing editable example assumptions for technical settings.

Private: calculations run in your browser; a saved scenario stays on this device.

What the result means

Use it as a scenario

Real plans can add seasonal bands, weekends, controlled loads, taxes or demand charges. Compare the current supplier documents for your meter and location.

Enter the same month's peak and off-peak kWh from a smart-meter report, then copy the current plan rates. Zero rates intentionally produce no price claim.

What can change

Check before deciding

  1. 01The timing of use matters as much as total kWh.
  2. 02A different daily or monthly fixed charge can reverse the energy-only result.
Formula and context sources

Verify this calculation

Source links establish context or measurement relationships. Your personal rate and project values remain your inputs.

Australiabills

Energy Made Easy

Australian Energy Regulator

Official plan comparison service for eligible regions.

Open official resource
USAbills

Electricity prices and rates explained

U.S. Energy Information Administration

Explains why an average price statistic is not necessarily the rate applied to the next kWh.

Open official resource
Singaporebills

Regulated electricity tariff

Energy Market Authority

Current regulated-tariff explanation; the user must enter the applicable rate.

Open official resource
Plain-language guide

How to find the break-even point for a time-of-use plan

Compare a time-of-use electricity plan with a flat rate using the same kWh and fixed charges.

Read the guide
Continue the decision

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Written and maintained by Tilock SadhukhanReviewed 21 July 2026Version 1.0